An Edge for the Economically Savvy and Entreprenurial

The difference between the employer and the employed, the business owner and the one the one who works for him or her, the rich dad and poor dad, is not so much appropriation, but rather a vantage of perspective. Once one realizes the economic world and wealth building depends on the persuasion and spending of another, and that anything that deals with money is a business, things ones economic philosophy and practices changes.
Lets see if I can give some examples to explain this concept. Lets take the insurance industry. Obviously a good industry to be in if you are the owner a company, Warren Buffet, being the paradigm in this field. The vast majority of people think insurance for just about everything is not only a form of security but the smartest choice, and anyone who would want to opt out of this, is not only breaking the law but stupid. However, the actuaries that work for these companies make sure they are not losing money, they are in the business of making money. Thus, simply based on this reasoning, the odds are in the favor the insurance agency. They are like the casino owner. Another interesting thing to consider is that doctors and the medical field would probably do better off if there were no insurance programs, since doctors end up only collecting about 45% of what they charge after the insurance agencies trim the costs. Orthodontists seem to be doing better off then doctors since they have not had insurance programs until now. The solution would be to
Another example of seeing economic exchange as business, is in the event of buying a home. Banks make a nice profit off of lending money. Gone are the days of buying things with cash. The note 220,000 would yield about a $1,800 month payment with taxes, insurance, HOA fees, etc. only about $200-300 of that would actually go towards the principal. Upon doing the math, though there are many variables, in most cases, it makes more sense to rent for about 7.5-15 years, and simply pay for a place with cash. Thus, have a house all paid off, with no payment rather, than have bought a house with only half of it paid off, and paying for it twice.
Just a thought.